How much can I afford?
Four numbers and a mortgage type in, the highest price you can carry out. The budget also works on listing cards, in search and in the other calculators.
Enter your income and the result appears at once.
Enter the price you have in mind and we will show when you reach it.
- Highest loan8% · 25 yrs
- 0 ₼
- Down payment (your savings)
- 0 ₼
- Monthly payment
- 0 ₼/mo
How it is calculated
The payment stays under 70% of income (both earners together) with at least 317 ₼ plus the expenses you entered left after it; whichever rule bites first applies.
The loan that payment carries follows from the rate and term you enter yourself: the preferential state mortgage is 4%, the ordinary one 8%, a bank quotes its own.
Highest price = loan + savings, but the down payment cannot fall below the share you entered: with little savings, that is what limits the price. With nothing saved yet we show the loan alone, since no price can honestly be named without a down payment. Buying in cash, the budget is simply your savings.
The question also runs backwards: enter the price you want and what you can put aside each month, and the calculator answers when you get there, with a mortgage (saving the down payment) and without one (saving the whole price).