What can you buy with a 10 000 AZN mortgage down payment? (2026)

The ordinary state mortgage needs at least 15% down and lends up to 150 000 ₼, so 10 000 ₼ down covers a flat of up to 66 666 ₼. 32 active listings in Baku fit. By area below.

Listings accept a mortgage and have a title deed. The fund only finances buildings from after 1970: listings carry no build year, so Stalin-era and Khrushchyovka blocks are left out; for other old buildings, ask the seller. Banks' own mortgages usually ask for 20-30% down. The preferential mortgage is open only to certain groups.