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What can you buy with a 10 000 AZN down payment on the preferential mortgage? (2026)
Price ceiling
100 000 ₼
304 active listings
Most choice
Abşeron
195 active listings
The preferential mortgage (up to 4%) needs at least 10% down and lends up to 100 000 ₼, so 10 000 ₼ down covers a flat of up to 100 000 ₼. 304 active listings in Baku fit. By area below.
Listings accept a mortgage and have a title deed. The fund only finances buildings from after 1970: listings carry no build year, so Stalin-era and Khrushchyovka blocks are left out; for other old buildings, ask the seller. Banks' own mortgages usually ask for 20-30% down. The preferential mortgage is open only to certain groups.
1Abşeron12% of the area's listings195 listings2 rooms, 56 m²2Masazırsettlement12% of the area's listings168 listings2 rooms, 55 m²3Suraxanı2% of the area's listings21 listings2 rooms, 44 m²4Xətai<1% of the area's listings18 listings2 rooms, 45 m²5Saraysettlement13% of the area's listings11 listings2 rooms, 68 m²