Market rankings
What can you buy with a 20 000 AZN down payment on the preferential mortgage? (2026)
Price ceiling
120 000 ₼
674 active listings
Most choice
Abşeron
284 active listings
The preferential mortgage (up to 4%) needs at least 10% down and lends up to 100 000 ₼, so 20 000 ₼ down covers a flat of up to 120 000 ₼. 674 active listings in Baku fit. By area below.
Listings accept a mortgage and have a title deed. The fund only finances buildings from after 1970: listings carry no build year, so Stalin-era and Khrushchyovka blocks are left out; for other old buildings, ask the seller. Banks' own mortgages usually ask for 20-30% down. The preferential mortgage is open only to certain groups.
1Abşeron18% of the area's listings284 listings2 rooms, 60 m²2Masazırsettlement18% of the area's listings244 listings2 rooms, 58 m²3Suraxanı8% of the area's listings107 listings2 rooms, 50 m²4Xətai1% of the area's listings65 listings2 rooms, 42 m²5Sabunçu1% of the area's listings45 listings2 rooms, 45 m²6Yeni Günəşlisettlement9% of the area's listings44 listings2 rooms, 45 m²7Hövsansettlement13% of the area's listings41 listings2 rooms, 52 m²8Binəqədi1% of the area's listings40 listings2 rooms, 44 m²9Yasamal<1% of the area's listings38 listings2 rooms, 40 m²10Bakıxanovsettlement3% of the area's listings26 listings2 rooms, 48 m²11Nizami1% of the area's listings25 listings1 rooms, 40 m²12Həzi Aslanovmetro1% of the area's listings22 listings2 rooms, 40 m²13Memar Əcəmimetro1% of the area's listings17 listings2 rooms, 40 m²14Saraysettlement21% of the area's listings17 listings2 rooms, 68 m²15Qaradağ7% of the area's listings14 listings3 rooms, 65 m²16Qaraçuxursettlement6% of the area's listings12 listings2 rooms, 44 m²17Biləcərisettlement5% of the area's listings11 listings2 rooms, 54 m²18İnşaatçılarmetro1% of the area's listings11 listings1 rooms, 40 m²19Lökbatansettlement6% of the area's listings10 listings2 rooms, 62 m²